Privacy Policy

Access to this platform is limited to users aged 18 or above, and intended for residents of the Philippines only.

By using this App and accepting this Privacy Policy, you consent to the collection, use, and management of your personal information as described below.

1. Objective

This Privacy Policy explains how we collect, store, and use personal data to provide services securely and responsibly. Data is collected only for account verification, transaction processing, and improving user experience.

2. Types of Personal Data Collected

• Sensitive Information: Account passwords, financial information (bank account, credit/debit cards, payment instruments).
• Other Personal Information: Name, date of birth, phone number, address, IP address, device/browser details, photographs for promotions, and any other data required by law.

3. User Consent

• Users consent to the collection and use of personal data for account management, communications, analysis, and marketing purposes.
• Users may withdraw consent by contacting support, but this may affect access to some services.
• Photographs submitted for marketing may be used at the App’s discretion.
• Email and phone communications may be used for service updates and promotions with user consent.

4. Data Security

We implement encryption and secure storage to protect personal data. While we take all precautions, no system can guarantee absolute security. Users must keep login credentials confidential.

5. Privacy Measures for Minors

Persons under 18 are not permitted to use the App. Parents or guardians may contact support if they believe data from a minor was collected inadvertently.

6. Exclusions

We may share personal data to comply with legal requirements, prevent fraud, enforce policies, or protect rights of users or the public.

7. Limitation of Liability

This Privacy Policy describes data management practices only. Liability is limited to protection of personal information. Continued use constitutes agreement to this Policy.

8. Area Restrictions

Access to paid features may be restricted in jurisdictions where such services are not legally permitted. Violations may result in account suspension.

9. Refund Policy

• Refunds may be processed if payments fail or technical issues prevent access.
• Contact support via WhatsApp or email to request refunds.
• Refunds usually processed within 5 working days.
• Refunds are not available for partial usage, late requests, or violations of platform rules.

By using this App, you acknowledge and accept this Privacy Policy. Continued use constitutes agreement to any future updates.